Introduction
Every day in Ghana, people lose money, land, businesses, and peace of mind—not because they broke the law, but because they signed documents they didn’t fully understand.
From tenancy agreements to business contracts and land documents, one wrong signature can create years of legal battles. This article highlights the most common legal mistakes Ghanaians make and how to avoid them.
1. Signing Contracts Without Legal Review
Many people believe contracts are “standard.” In Ghana, there is no such thing as a harmless contract.
Whether it’s an employment letter, tenancy agreement, or business partnership document, clauses buried in the fine print can:
- Transfer liability unfairly
- Limit your legal rights
- Lock you into unfavorable terms
Tip: Always consult a lawyer before signing any binding document.
2. Buying Land Without Proper Title Verification
Land disputes remain one of the most common legal issues in Ghana.
Mistakes include:
- Buying land without checking ownership at the Lands Commission
- Dealing with unauthorized family representatives
- Ignoring existing encumbrances or litigation
The law is clear: If the seller has no good title, you get nothing—no matter how much you paid.
3. Entering Verbal Agreements for Serious Transactions
“Yes, we agreed verbally” does not always protect you in court.
While verbal contracts are recognized under Ghanaian law, proving them is extremely difficult, especially when large sums are involved.
Golden rule: Put everything in writing and ensure it’s properly executed.
4. Ignoring Legal Advice to “Save Money”
Many people avoid lawyers until a problem escalates. Ironically, legal issues cost far more when handled late.
A simple consultation can prevent:
- Court cases
- Financial losses
- Reputation damage
5. Using Templates Found Online
Legal templates copied from foreign websites often do not align with Ghanaian law.
Contracts must reflect:
- Ghana’s statutes
- Local court interpretations
- Regulatory requirements
6. Delaying Legal Action
Ghanaian law recognizes limitation periods. If you delay too long, the court may refuse to hear your case—no matter how valid it is.
7. Not Knowing Your Basic Legal Rights
From landlord-tenant rights to employment protections, ignorance exposes people to exploitation.
Knowledge is legal power.
Conclusion
Most legal problems are avoidable. The safest step is early legal guidance. Before you sign, pay, or commit—talk to a qualified lawyer.